The Waterloo Housing Authority is accepting registrations for its upcoming homebuyer education and “money smart” classes.
The homebuyer courses are offered to low-income families who are interested in buying a home. Those who complete the program are eligible for down payment assistance from the Waterloo Community Development board and other agencies.
Topics covered in the course include money management, understanding credit, affordability, mortgage and the home search and buying process.
The classes are from 5 to 7 p.m. October 20, 21, 22, and 27 at the Waterloo Center for the Arts, 225 Commercial St. The cost is $20.Proof of all household income for the past 60 days is also needed to register. The course is offered four times a year in the months of January, April, July and October.
The three free money smart classes led by local experts from banks, credit unions, and financial management agencies will teach personal financial skills and practices.
These classes will cover: developing the family/personal budget; making a dollar stretch; reducing credit card debt and improving credit score; increasing savings; and other financial skills to make home ownership a possibility.
Money Smart will be from 5 to 7 p.m. October 13, 14 and 15 at the Waterloo Center for the Arts. It will be offered again in April.
Due to COVID-19 the number of participants is limited. Early registration is encouraged. Registration packets for Homebuyer Education will be available for pick-up in the vestibule at the Waterloo Housing Authority office at 620 Mulberry starting October 6, 2020 Individuals needing assistance must schedule an appointment.Those interested in either class should contact housing coordinator Tajah Wright at the housing authority by calling (319) 233-0201, by email firstname.lastname@example.org or in person at the WHA office at 620 Mulberry St.